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	<title>Sovereign Malta Team – The Sovereign Group</title>
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		<title>Olivia Vassallo</title>
		<link>https://www.sovereigngroup.com/staff/olivia-vassolo/</link>
		
		<dc:creator><![CDATA[Mohsin Ali]]></dc:creator>
		<pubDate>Tue, 11 Jan 2022 02:16:33 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=30278</guid>

					<description><![CDATA[<p>Olivia joined Sovereign in January 2020. She has over 15 years&#8217;  experience working as a Client Accountant managing a portfolio of clients within industries ranging from Trusts, yacht holding and chartering companies, financial services and consulting and professional services companies. She also has vast experience in Maltese VAT and Tax Compliance. Olivia studied, completed and [&#8230;]</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/olivia-vassolo/">Olivia Vassallo</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Olivia joined Sovereign in January 2020. She has over 15 years&#8217;  experience working as a Client Accountant managing a portfolio of clients within industries ranging from Trusts, yacht holding and chartering companies, financial services and consulting and professional services companies. She also has vast experience in Maltese VAT and Tax Compliance.</p>
<p>Olivia studied, completed and was awarded the Banking Course certificate in Malta and is currently pursuing her studies at the Association of Chartered Accountants (ACCA).</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/olivia-vassolo/">Olivia Vassallo</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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			</item>
		<item>
		<title>Jean Paul Aquilina</title>
		<link>https://www.sovereigngroup.com/staff/jean-paul-aquilina/</link>
		
		<dc:creator><![CDATA[Mohsin Ali]]></dc:creator>
		<pubDate>Tue, 11 Jan 2022 02:30:15 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=30294</guid>

					<description><![CDATA[<p>Jean Paul joined the Malta Sovereign office in 2021 as Assistant Finance Manager, bringing with him years of experience in the Financial Services industry. He holds an ACCA qualification and a Diploma in VAT Compliance, and is a member of both ACCA and the Malta Institute of Accountants. He began his career in audit, working [&#8230;]</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/jean-paul-aquilina/">Jean Paul Aquilina</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Jean Paul joined the Malta Sovereign office in 2021 as Assistant Finance Manager, bringing with him years of experience in the Financial Services industry. He holds an ACCA qualification and a Diploma in VAT Compliance, and is a member of both ACCA and the Malta Institute of Accountants.</p>
<p>He began his career in audit, working across diversified sectors including retail, cooperatives, insurance brokerage, and manufacturing. He later specialised in client accounting, supporting a wide range of businesses and individuals. Over time, his role expanded to include financial planning and analysis (FP&#038;A), budgeting, and forecasting, where he developed a strong focus on cost control and operational efficiency.</p>
<p>In 2024, Jean Paul was appointed Head of Finance for the Pensions, Wealth, and Insurance segment within the Sovereign Group. In this leadership role, he continues to drive financial strategy, enhance reporting frameworks, and support sustainable growth across the business.</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/jean-paul-aquilina/">Jean Paul Aquilina</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<item>
		<title>Charmaine Vassallo</title>
		<link>https://www.sovereigngroup.com/staff/charmaine-vassallo/</link>
		
		<dc:creator><![CDATA[Mohsin Ali]]></dc:creator>
		<pubDate>Tue, 11 Jan 2022 02:31:32 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=30301</guid>

					<description><![CDATA[<p>Charmaine has been actively working in the corporate sector since 1998. One of the milestones in her career took place at a very reputable Malta law firm M&#38;RK, where she became the personal assistant to the former Maltese Ambassador in France for over 20 years. As a seasoned professional with years of experience, Charmaine joined [&#8230;]</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/charmaine-vassallo/">Charmaine Vassallo</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Charmaine has been actively working in the corporate sector since 1998. One of the milestones in her career took place at a very reputable Malta law firm M&amp;RK, where she became the personal assistant to the former Maltese Ambassador in France for over 20 years. As a seasoned professional with years of experience, Charmaine joined Sovereign Trust (Malta) Limited as a Client Relationship Manager in June 2019 and has played an important role in the team with her vast experience in applications for various Maltese Residency and Citizenship Programmes, in addition to her knowledge and experience in caring for company incorporation and administration.</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/charmaine-vassallo/">Charmaine Vassallo</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<title>Cristina Cassar Difesa</title>
		<link>https://www.sovereigngroup.com/staff/cristina-cassar-difesa/</link>
		
		<dc:creator><![CDATA[Mohsin Ali]]></dc:creator>
		<pubDate>Wed, 08 Dec 2021 01:50:32 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=28673</guid>

					<description><![CDATA[<p>Cristina Cassar Difesa has over ten years’ experience working in the financial services industry. Cristina graduated with a degree in Business from the London School of Economics. She joined the Sovereign Group in 2012 and took on the role of Operations Director in 2017. Cristina is a member of the Malta Association of Retirement Scheme [&#8230;]</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/cristina-cassar-difesa/">Cristina Cassar Difesa</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Cristina Cassar Difesa has over ten years’ experience working in the financial services industry. Cristina graduated with a degree in Business from the London School of Economics. She joined the Sovereign Group in 2012 and took on the role of Operations Director in 2017. Cristina is a member of the Malta Association of Retirement Scheme Practitioners.</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/cristina-cassar-difesa/">Cristina Cassar Difesa</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<item>
		<title>Maria Delia</title>
		<link>https://www.sovereigngroup.com/staff/maria-delia/</link>
		
		<dc:creator><![CDATA[sovereign]]></dc:creator>
		<pubDate>Wed, 08 Dec 2021 01:51:49 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=30091</guid>

					<description><![CDATA[<p>With over 12 years of experience in the financial services industry,10 of which are focused specifically on pensions, Maria Delia serves as the Legal and Compliance Director, bringing regulatory insight and legal knowledge to the company. A graduate in law in 2012, Maria initially obtained the notarial warrant before transitioning to advocacy. In addition to [&#8230;]</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/maria-delia/">Maria Delia</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>With over 12 years of experience in the financial services industry,10 of which are focused specifically on pensions, Maria Delia serves as the Legal and Compliance Director, bringing regulatory insight and legal knowledge to the company. A graduate in law in 2012, Maria initially obtained the notarial warrant before transitioning to advocacy. In addition to overseeing the firm’s legal and compliance functions, Maria also chairs the Compliance Committee of the Malta Association of Retirement Scheme Practitioners (MARSP), reinforcing the company&#8217;s commitment to upholding the highest standards of governance and regulatory integrity in the pensions sector.</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/maria-delia/">Maria Delia</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<item>
		<title>Louisa Savasta</title>
		<link>https://www.sovereigngroup.com/staff/louisa-savasta/</link>
		
		<dc:creator><![CDATA[sovereign]]></dc:creator>
		<pubDate>Thu, 06 Jan 2022 05:48:44 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=30094</guid>

					<description><![CDATA[<p>Louisa Savasta is Head of Pensions, overseeing the pension administration teams with the support of two team leaders. She has worked in the pensions sector since 2012 and brings extensive experience in pensions administration, operations management and customer service. Louisa holds a Master of Business Administration, as well as professional awards in Leadership and Management [&#8230;]</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/louisa-savasta/">Louisa Savasta</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Louisa Savasta is Head of Pensions, overseeing the pension administration teams with the support of two team leaders. She has worked in the pensions sector since 2012 and brings extensive experience in pensions administration, operations management and customer service. Louisa holds a Master of Business Administration, as well as professional awards in Leadership and Management and in Human Resources Management and Training.</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/louisa-savasta/">Louisa Savasta</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<item>
		<title>Lisa Xuereb</title>
		<link>https://www.sovereigngroup.com/staff/lisa-xuereb/</link>
		
		<dc:creator><![CDATA[sovereign]]></dc:creator>
		<pubDate>Thu, 06 Jan 2022 05:50:45 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=30097</guid>

					<description><![CDATA[<p>The post <a href="https://www.sovereigngroup.com/staff/lisa-xuereb/">Lisa Xuereb</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The post <a href="https://www.sovereigngroup.com/staff/lisa-xuereb/">Lisa Xuereb</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></content:encoded>
					
		
		
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		<title>Joanne Abela</title>
		<link>https://www.sovereigngroup.com/staff/joanne-abela/</link>
		
		<dc:creator><![CDATA[sovereign]]></dc:creator>
		<pubDate>Thu, 06 Jan 2022 05:52:07 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=30099</guid>

					<description><![CDATA[<p>The post <a href="https://www.sovereigngroup.com/staff/joanne-abela/">Joanne Abela</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The post <a href="https://www.sovereigngroup.com/staff/joanne-abela/">Joanne Abela</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<title>Hayley Portelli</title>
		<link>https://www.sovereigngroup.com/staff/hayley-portelli/</link>
		
		<dc:creator><![CDATA[miguel]]></dc:creator>
		<pubDate>Wed, 22 Nov 2023 08:03:21 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=467808</guid>

					<description><![CDATA[<p>The post <a href="https://www.sovereigngroup.com/staff/hayley-portelli/">Hayley Portelli</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The post <a href="https://www.sovereigngroup.com/staff/hayley-portelli/">Hayley Portelli</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<title>Gabrielle Fenech</title>
		<link>https://www.sovereigngroup.com/staff/gabrielle-fenech/</link>
		
		<dc:creator><![CDATA[miguel]]></dc:creator>
		<pubDate>Wed, 22 Nov 2023 08:04:58 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=467814</guid>

					<description><![CDATA[<p>The post <a href="https://www.sovereigngroup.com/staff/gabrielle-fenech/">Gabrielle Fenech</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The post <a href="https://www.sovereigngroup.com/staff/gabrielle-fenech/">Gabrielle Fenech</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<item>
		<title>Ann Marie Camilleri</title>
		<link>https://www.sovereigngroup.com/staff/ann-marie-camilleri/</link>
		
		<dc:creator><![CDATA[Mohsin Ali]]></dc:creator>
		<pubDate>Tue, 18 Nov 2025 14:35:18 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=513391</guid>

					<description><![CDATA[<p>Ann Marie is a Certified Public Accountant and a member of both the Association of Chartered Certified Accountants (ACCA) and the Malta Institute of Accountants. She started out her finance career in the pharmaceutical industry in 2013, where she gained experience across payables, receivables, product pricing, and reporting &#8211; all while working towards her professional [&#8230;]</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/ann-marie-camilleri/">Ann Marie Camilleri</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Ann Marie is a Certified Public Accountant and a member of both the Association of Chartered Certified Accountants (ACCA) and the Malta Institute of Accountants. She started out her finance career in the pharmaceutical industry in 2013, where she gained experience across payables, receivables, product pricing, and reporting &#8211; all while working towards her professional qualification. She later moved into client accounting, where she developed a deeper understanding of how to support different businesses with their financial needs.</p>
<p>Today, with Sovereign, Ann Marie leads a team dedicated to both internal reporting and client accounting, while continuing to build on her expertise and develop her professional skills.</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/ann-marie-camilleri/">Ann Marie Camilleri</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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		<title>Stephen Griffiths</title>
		<link>https://www.sovereigngroup.com/staff/stephen-griffiths/</link>
		
		<dc:creator><![CDATA[Mohsin Ali]]></dc:creator>
		<pubDate>Wed, 08 Dec 2021 01:53:47 +0000</pubDate>
				<guid isPermaLink="false">https://www.sovereigngroup.com/?post_type=staff&#038;p=28681</guid>

					<description><![CDATA[<p>Stephen joined Sovereign in 2008 working in the Gibraltar Head Office where he had responsibility for administrating more than 230 trusts. In 2012 Stephen relocated to Malta to take over the operations of the Malta office and to establish Sovereign’s Malta retirement benefit schemes. Prior to joining Sovereign, Stephen worked in financial services in Malta [&#8230;]</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/stephen-griffiths/">Stephen Griffiths</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Stephen joined Sovereign in 2008 working in the Gibraltar Head Office where he had responsibility for administrating more than 230 trusts. In 2012 Stephen relocated to Malta to take over the operations of the Malta office and to establish Sovereign’s Malta retirement benefit schemes. Prior to joining Sovereign, Stephen worked in financial services in Malta and the UK and as a senior level project manager. Stephen is a member of The Society of Trust and Estate Practitioners, the Malta Association of Retirement Scheme Practitioners and the Malta Association of Compliance Officers.</p>
<p>The post <a href="https://www.sovereigngroup.com/staff/stephen-griffiths/">Stephen Griffiths</a> appeared first on <a href="https://www.sovereigngroup.com">The Sovereign Group</a>.</p>
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