Personal Pensions
Planning for retirement is one of the most important steps in securing your long-term financial future. A well-structured pension can help you grow your savings in a tax-efficient way, while giving you the flexibility to adapt as your circumstances change.
Whether you’re living and working locally or internationally, choosing the right pension solution is key. Sovereign offers a range of personal pension plans designed to suit different lifestyles, goals and levels of mobility.
Explore the options below to find a plan that works for you.
International Pension Transfers and Specialist Planning
If you already have a UK pension or are exploring cross-border retirement and estate planning options, you may be looking for a more specialised solution.
A Qualifying Recognised Overseas Pension Scheme (QROPS) allows individuals to transfer their UK pension benefits to an overseas scheme.
A Qualifying Non-UK Pension Scheme (QNUPS) is an overseas pension arrangement that can offer valuable estate planning and retirement benefits, including potential exemption from UK Inheritance Tax.
Please contact us if you have any questions or queries and your local representative will be in touch with you as soon as possible.
