Gibraltar

Gibraltar Pensions

Why Gibraltar?

Gibraltar is one of the most popular QROPS jurisdictions due to its pragmatic operating framework, low rate of taxation and established financial services industry.

Sovereign has a long association with Gibraltar and was one of the first companies to receive a professional trustee’s license in the territory.

Gibraltar QROPS at a glance

Investment Options Open architecture
Benefit commencement 55 – 75
Maximum Lump Sum 30%
Gibraltar tax rate applicable to pension* 2.5%
Death Benefits 100% lump sum or survivor’s pension


The table assumes the QROPS member is non-UK resident and has resided outside of the UK for five complete and consecutive UK tax years.

* The pension may also be taxed in the member’s country of residence.

 

Sovereign offers the choice of two Gibraltar QROPS:

  • The Calpe Retirement Benefit Scheme (For Pensions with a value greater than £100,000)
    Gibraltar QROPS
  • The Calpe Lite Retirement Benefit Scheme (For Pensions with a value less than £100,000)
    Gibraltar QROPS Lite


Share this story


Follow us

Sovereign Trust (Gibraltar) Limited
Tel: +350 200 76173