International Savings And Investment Solutions
Sovereign provides occupational pensions and savings schemes for employers that have internationally mobile employees or who operate in countries where there is no locally recognised pensions framework.
Our International Pension Plans (IPPs) and International Savings Plans (ISPs) provide low-cost workplace retirement planning solutions that are engaging, simple and efficient. They offer employers the ability to attract and retain employees, as well as to gain efficiencies and deliver harmonisation of benefits across multiple locations.
Why Choose Sovereign?
We understand that you are busy running a business, so having a partner that prides itself on keeping things simple and providing the right level of support is of huge benefit. Our experienced team will assist you to select a scheme that meets your requirements and matches the size of your operations. We will then deliver that scheme as swiftly and efficiently as possible.
Our international pension and savings schemes can be tailored to your budget. Providing employees with better benefits generally assists in employee retention and saves on the costs of replacing an employee. Our aim is to minimise the cost and the administrative burden, while helping you to recruit and retain good people.
Implementing highly portable international pension and savings plans will avoid the issues faced by many mobile employees of having multiple pensions in different countries that are subject to disparate rules and currency movements. Our IPPs and ISPs can move with the employee, wherever their career takes them.
Our international pension and savings plans are scalable. They are designed to evolve and grow as your business expands and they will enable you to migrate different plans or gather new employees into one easily manageable solution.
Easy to control
Our on-line control centre puts you in instant control of all aspects of your plan and provides members with a clear and concise overview and the freedom to engage directly with their account within a secure environment, whatever their time zone. This will ensure that they appreciate their pensions and give them confidence in the future.
Investments options are at the heart of all good savings solutions. We provide a range of funds from the world’s leading fund houses to accommodate diverse populations. This is in addition to placing sustainability at the heart of our investment ethos – allowing employees to balance growth and ethics simultaneously.
Sovereign offers trust-based occupational pension and savings solutions in which the assets of the plan are held in trust for the beneficiaries (the employees). This ensures the legal separation of the plan’s assets from those of the sponsoring employer, which provides an additional layer of comfort to employees. Guernsey and the Isle of Man both offer a dedicated regulatory framework ensuring the highest levels of security, governance and supervision.
Multi-lingual Financial Wellness Portal
We cannot expect everyone to be a financial expert. That’s why we provide our interactive portal, available in 60+ languages, to empower your staff to get to grips with the complex subject. The portal covers a host of topics to support employees directly with best practice information and recommendations for money management advice. Understanding income and spending is key to good financial wellbeing.