Building Pension Systems for Island Nations: lessons from Guernsey and beyond


Building Pension Systems for Island Nations: lessons from Guernsey and beyond


Creating a national workplace pension system is a significant challenge for any country, but for island nations with smaller populations, more limited resources and the need for tailored engagement, the task can be even more complex.

When Sovereign Pension Services partnered with the Guernsey government to create and launch the island’s auto-enrolment workplace pension scheme, known as Your Island Pension or ‘YIP’, the project became a model for how to design and deliver a pension solution that works for an entire community.

Why Using an Insurance Broker Delivers Better Protection, Better Value and Better Outcomes


Why Using an Insurance Broker Delivers Better Protection, Better Value and Better Outcomes


Using an insurance broker gives you access to multiple insurers, competitive pricing and expert guidance that goes beyond what a single provider can offer. From selecting the right cover to managing claims and ongoing administration, a broker ensures your protection is tailored, cost-effective and aligned with your evolving personal or business risks.

Whether you are protecting a business, safeguarding personal assets or managing complex risks as a high-net-worth individual, choosing the right insurance partner is essential. The insurance market contains hundreds of products, inconsistent pricing and varying levels of protection. Working directly with one insurer limits your options. Appointing a broker gives you expertise, market reach and ongoing support that significantly improves your outcomes.

UAE private sector employees should prepare for MoHRE inspections


MoHRE inspections across the UAE private sector are increasing in frequency and scrutiny, with a stronger focus on verifying genuine employment relationships and compliance with labour regulations. Employers must be prepared to present accurate records on contracts, wage payments, employee roles and Emiratisation targets, as inspections are now data-driven and targeted based on risk indicators.

The Ministry of Human Resources & Emiratisation (MoHRE) has ramped up its programme of on-site inspections, both in frequency and scope, across the UAE’s private sector.

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5 QUESTIONS WITH...


Ejaz Niazi – Head of Business Development, Sovereign Trust (Gibraltar) Ltd

 

Our interview with a Head of Business Development (Sovereign Trust Gibraltar) discussing industry experience, and insights into working with international clients.


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