Guernsey Secondary Pensions
Let us handle the complexities of the secondary pension law, so you can focus on your business.
The Secondary Pensions legislation means all Guernsey employers must provide a workplace pension. Sovereign Pension Services makes compliance straightforward. We offer two robust solutions: a tailored Bespoke Plan for businesses with specific needs, and Your Island Plan (YIP), the default scheme backed by the States of Guernsey. Ensure you meet your legal duties with minimal disruption and maximum peace of mind.
The scheme for your business
3 Key Reasons to Partner With Sovereign
Navigate the legislation with confidence. We provide clear guidance and a solution that fits your business, whether you operate solely in Guernsey or across the Crown Dependencies.
Choose the flexibility of a bespoke occupational pension or the simplicity of the States-backed YIP scheme. We help you select and manage the right option for your team.
Our expert team handles the setup and administration, supported by a digital platform with employee self-service and direct API links to Returns Creator and Guernsey payroll providers, so you can stay focused on your business.
Key Information at a Glance
| Your Role | Enrol eligible employees, and ensure both employer and employee contribute to the pension. |
| Employee Eligibility | Aged 16+, earning above the Guernsey Lower Earning Limit. |
| Our Role | Design, set up, and administer a fully compliant scheme for you. |
| Goal | Combat pensioner poverty by ensuring everyone saves for retirement. |
Secondary Pension FAQs
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